Personal Financial Statements

Every company you invest in publishes a balance sheet together with income and cash flow statements. Almost nobody makes their own. This tool builds yours in three layers, so you see what is genuinely liquid before you see what is locked up, and it separates what you own from what you have merely promised or been promised. Nothing is stored: close the page and the figures are gone. Take them with you as a one-page PDF or an Excel workbook instead. The point is to make your overall financial situation easy to see in one place, because that picture is the base every other financial decision rests on, and too many people are making those decisions without it.