Seven classic strategies, from low risk and low return to an ambitious, volatile profile, with blended approaches in between. Each is passive and deliberately neutral, and none is a recommendation. They are reference instruments: instead of judging your portfolio against a blank page, you can set it beside these models and ask whether yours does better or worse, and at what cost in risk. The seven make the trade-off plain, since higher returns have come with deeper drawdowns and higher volatility. The graph, statistics and compositions below let you see for yourself.
Construction is rule-based and consistent. Equities carry a home bias sized to the investor: the US models hold about two-thirds domestic and one-third rest-of-world, while the euro and franc models hold 40% domestic and 60% rest-of-world (50% global developed, 10% emerging). Fixed income leans more heavily home: 80% home-currency bonds in the euro and franc models, and a predominantly domestic sleeve in the US models. Gold, real estate, commodities and cash are each held through the nearest home-currency instrument.